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International Women’s Day: The Ratio Law View

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International Women’s Day takes place on Thursday 8th March; with this year’s theme #PressforProgress – a call for economic gender parity to be realised more quickly than the current 217 year prediction published by the World Economic Forum’s 2017 Global Gender Gap Report.

Here at Ratio Law, we have been thinking about International Women’s Day and what it means for us as a business. Our two founding partners, Gisella and Joanna are both female, and both practising commercial property law – an area still frequently associated with male practitioners. Gisella’s expertise in property finance is particularly unusual for a woman.

Whilst we are extremely proud of the work we do here, and our achievements (we’ve grown pretty steadily in the 7 years we’ve been in operation), we agree that there’s more to be done to enable women in the law (and across other professions) to earn the same as their male counterparts.

A key consideration needs to be flexibility and openness – particularly around the matter of children and childcare. Women need to be able to talk freely about what they want from their role (both professionally and at home), and have the freedom to try to make those preferences happen – whilst at the same time balancing the needs of a business, and its ability to remain profitable and competitive. We also need to recognise the needs of women who don’t have children, ensuring their differing needs and ambitions are recognised and rewarded appropriately.

In addition to flexibility and openness, we need to acknowledge the role that sexism can play in business, and try to recognise when we are being subjected to it. Easy to say of course, but perhaps more difficult to tackle in practice. Although the coverage of the #MeToo and #TimesUp movements have been an eye opener – has anything really changed as a result?

We recognise that on a day-to-day level more needs to be done to continue to #PressforProgress across society as a whole, but in ways which do not negatively effect business or become excessively onerous. Whilst we are fully supportive of the fight for gender parity, it must not become a ‘tick box’ exercise – that doesn’t benefit anybody.

We believe that creating our own business has enabled us to level the playing field somewhat, and we are hopefully passing that entrepreneurial spirit onto the next generation of lawyers, through Emma our legal apprentice!

So we will raise a glass (or, more likely cup of tea!) in a toast on Thursday to International Women’s Day, as we believe it’s a great initiative. However, we also welcome practical solutions to enable change and bring about gender parity to more women, more quickly.

How to avoid fraud in commercial property conveyances

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Property fraud in commercial property conveyances, sometimes called ‘Friday afternoon fraud’ is on the increase. In this blog, we look at how these frauds are perpetrated and the simple actions that can reduce the risk of falling victim to them.

A recent survey by property search company TM Group revealed that 80% of conveyancing solicitors are “definitely more worried about security and risk of fraud in 2016, compared to 2015. Further, Action Fraud – the UK’s national fraud and cyber crime reporting centre, reported a combined loss as a result of property fraud of £2,665,819 between November 2015 and January 2016 alone. 2017’s figures are likely to be higher again.

What is property fraud?
There are two typical patterns of fraud relating to property. The first is where financial information is recovered from one of the parties to the transaction, and legitimate funds diverted into fraudsters’ accounts. The second is where a ‘seller’ with no right to sell (sometimes a tenant) fraudulently receives profits of sale, leaving an innocent buyer without the property they have ‘purchased’ but also often with the liability to meet mortgage payments.
The good news is that there are simple steps that can be taken to prevent commercial property conveyancing fraud. The following tips are easy to implement and free.

Tips for preventing commercial property fraud
1. Carry out identity checks
Before transferring any monies or providing sensitive or valuable information, check the ID of the person you are dealing with, and be sure that you are completely satisfied they are who they claim to be.

2. Avoid using email to confirm bank details
Try to avoid swapping financial details via email. Emails can be hacked and there have been cases of criminals creating fake message, replacing legitimate bank details and diverting large sums to their own accounts. If you need to provide or receive details this way, always confirm their accuracy before completing a transaction.

2. Transfer a nominal sum first
Before transferring significant sums, send a nominal amount first, say £1 and confirm receipt before sending the balance.

3. Make use of fraud-fighting tools
The Land Registry’s free Property Alert service issues email alerts when certain searches or applications are made against a property. Where these could signal fraudulent activity owners can take immediate preventative steps to protect their assets.

Happy Birthday to us!

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By Gisella Alberici

We’ve been celebrating in the office this January as Ratio Law has turned five!

It feels like only yesterday when myself, Joanna Norris and Stuart Stones started talking about setting up the firm. We all wanted to offer a genuinely different type of legal service to our clients; we wanted to be able to deliver first-rate legal advice and business support on a one-to-one basis. By working in this way, we believed we’d be able to make a real impact on our clients’ businesses by becoming an extension of their team and delivering a truly bespoke service.

This ethos has been integral to how we run our business and key to our success over the last five years. We’re committed to staying true to our roots and will continue to work in this way as we move the firm forward over the coming years.

In 2013, we moved into our new office in Hanover House in Manchester city centre. A couple of years in and it definitely feels like home. Looking around the office, it’s hard to believe we now have a team of 9 people – a number that is sure to increase this year as we look to expand further into our areas of specialisms, especially property finance.

Starting and growing any new business presents challenges, but thanks to our fantastic team and clients we’ve been able to build a law firm which we are truly proud of. We’d like to thank everyone for all their support over the last five years and raise a toast to the next five years and beyond.

Budget 2014: A Budget for “makers, doers and savers”

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So this year’s Budget was predictably again, all about austerity – but how did the business community fare this time around? Well, the chancellor was certainly effusive in his praise of the economy; stating that it now tops its pre-recession peak, and that for the first time in 30 years, the UK has higher employment rates than the USA.

The good

Manufacturers and exporters were widely lauded as the future of the UK’s economy, with manufacturers set to benefit from a £7bn package to cut energy bills. Exporters will be looked after by changes to the export finance system, with the current pot doubled to £3m and lower interest rates for the loan scheme introduced.

Support was also announced for the building of more than 200,000 new homes, with a £500m fund unveiled for small housebuilders, along with the creation of a new garden city at Ebbsfleet. Further, the Help-to-Buy equity loan scheme is to be extended until 2020 – a move that should benefit housebuilders as well as homebuyers (check out our earlier post on this topic).

Locally, Mr Osborne confirmed a £270m guarantee for the Mersey Gateway bridge, as well as unveiling plans for an Alan Turing institute for research into Big Data. He also announced new centres for doctoral training, cell therapy and graphene – the technology developed at our very own University of Manchester. No detail was provided on where the institute or other centres would be located though.

Limited companies will also benefit from the ongoing cuts in corporate tax, down from 23%, to 21% and finally to 20% next year, along with grants to smaller businesses to support an additional 100,000 apprentices. In addition, the investment allowance scheme for business is to be doubled to £500,000 and extended to 2015.

The bad?

In reality, and understandably given the government’s position on growing the economy, this was a pro-business Budget. However, there were perhaps a few things missing that business leaders would have liked to have seen. Retailers struggling on the ailing high street would no doubt have welcomed additional support, and the renewables industry a firm commitment on policy.

Further crackdowns on tax avoidance will be bad news for those that take a high-risk approach to their tax affairs, and residential properties priced at £500k and above and purchased via corporate envelopes will now be liable to stamp duty at 15%.

Otherwise, not a huge amount to report, and in conclusion, no Budget ever delivers on all fronts to all industries. There is also the fact, of course, of an impending election in 2015 – so the chancellor may well be keeping a number of populist proposals close to his chest until next year.

In all, this year’s announcements seem to have been roundly well received by business leaders. Quoted in The Guardian’s economics blog, director general of the British Chambers of Commerce said: “Business wanted a Budget that was disciplined, focused, and geared toward the creation of wealth and jobs – and that’s what the Chancellor has delivered. Osborne’s focus on investment, exports, house-building and economic resilience passes the business test. As with any Budget, there were some populist measures that were not at the top of business’s wish list. Luckily, these were far outweighed by considered measures to support business growth and wealth creation. Many of these measures are excellent for now, and for the future. Yet the nurturing of a truly great economy requires more action than one Budget can deliver.”


Location. Location. Location… Choosing the best site for a solar development

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It may be a hackneyed phrase, but when it comes to developing a commercial scale ground mounted solar array, the thrice repeated ‘L’ word is a mantra not to be ignored.

Location 1: Represents your proximity to an available point of connection (POC) – in other words a route of access that allows you to get the solar electricity generated back into the Grid – without a viable point of connection your project is doomed.

Unfortunately with an existing grid system struggling to cope with the newly placed demand upon it to accept, not just distribute electricity, the challenge of finding a cost effective point of connection is like searching for the Holy Grail, and unsurprisingly the further away you travel from urban hubs and centralised distribution points, the harder and more expensive it becomes. The cost of and ability to connect is the major factor in determining the viability of a solar site.

Location 2: Represents the potential visual impact of your development. The challenge here is to ensure that the site that you select is in the proximity of a viable Grid connection, and yet has road access that will allow articulated vehicles to deliver key construction components, but is far enough away from civilization that the development won’t be visible. You are wise to look at your proposed project from a residential perspective i.e. find out where every dwelling or footpath that might overlook the proposed array is. Visit these locations, and if after you have done this you find yourself debating whether someone has a legal right to view; immediately recognise you are probably in the wrong place. Remember always that it isn’t just the local residents that need to be won over but also the opinions of the planning committee.

Location 3: Represents the actual geographic location and orientation of your proposed array. This determines how productive your solar array is likely to be (if installed and maintained correctly).The likely electrical generation heavily influences the financial viability of a proposed solar site. A highly productive site because of its favourable geographic location can tolerate a much higher connection cost. However as the southern Grid is filling up, project Developers are reluctantly pushing further north and looking at ‘Brown Field’ sites. However, as the subsidies paid for developing solar projects are the same whether you are in Cornwall or Northumberland, on ‘Green Field’ or contaminated land, unless the cost to develop is significantly cheaper, there is little incentive to develop sites away from the regions of the UK that enjoy the most unimpeded sunlight and are the simplest to construct.

The UK has a good stable solar climate and the performance in electricity generation that early solar adopters have achieved has far exceeded expectations. Additionally the UK is a legislatively secure place to invest in developing solar projects but; subsidies are falling, the Grid is choked, and with increasing public resistance because of perceived regional saturation and the drive to develop ‘Super Sites’, without the three locations aligning perfectly the sun is unlikely to ever shine on your solar project.

Novus Energyis a UK owned developer, investor and consultant to commercial organisations and private property and landowners, building and investing in renewable energy projects throughout the UK.

For more information about our services, please contact Ed directly on 0203 667 3544.

Is help-to-buy also providing help for housebuilders in the UK? by Gisella Alberici

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I’ve written before about the help-to-buy scheme and generally speaking, I’m in favour of the aims behind it. So far, the majority of news coverage about the scheme has covered the consumer angle and questions have been raised in particular about whether it’s fuelling another housing bubble – something denied by the prime minister in January.

To date, the initial figures released by the government on the equity loan element of the scheme have revealed that the majority of help-to-buy deals are being done outside of London. These statistics may now help to allay fears of a bubble, particularly given that house prices in the provinces are rising at a far slower rate than in the capital.

The government’s figures show strong take-up by the house-buying public, with 12,875 sales completed since the launch of the equity loan element of the scheme back in April 2013, with 6,446 sales in the pipeline.

But looking behind the scheme, has it also helped housebuilders?

According to the Federation of Master Builders (FMB), the initiative is certainly supporting the rejuvenation of the construction industry. However, the organisation has called upon the government to do more to ensure that the smaller players in the market have access to business finance to get projects off the ground, to improve the supply of small and easy to deliver sites and to cut the heavy regulations that bind developers. There are currently 900+ builders offering access to the scheme, and of these, 600+ are smaller builders, creating developments with less than 40 homes. Visiting a development in Yorkshire recently, housing minister Kris Hopkins sought to emphasise the benefits of the scheme for regional economies, with that particular development relying heavily upon both local labour and supplies.

Interesting figures released by the National Federation of Builders have also revealed that the construction industry grew by 4.5% during Q3 2013 with those figures based purely upon private and public housebuilding, up on 1.9% for the same period in 2013. However, that was a drop of 0.3% from Q3 2013. and was also marred by 2,976 construction companies going out of business up to the end of Q3 2013, higher levels than in any other industry.

Whilst these are a mixed bag of results, they do show signs of an upturn in the industry, indicating that help-to-buy may be having somewhat of a positive effect.

So if help-to-buy can support builders, what can they do to reap the benefits of the scheme? Housebuilders can apply to become help-to-buy providers by completing an application form via the Homes and Communities Agency. The Agency also provides a helpful FAQ sheet which may be of interest to potential applicants to the scheme.

If this post has been of interest, and you would like advice on any of the matters covered above, or if you require information or advice on commercial or residential property transactions and investments, please contact Gisella Alberici on 0161 0281, or by email:

Funding to be removed for the Contaminated Land Regime. What are the implications for developers?

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In December 2013, Lord de Mauley announced to all English local authorities that DEFRA will no longer be supporting the costs of investigating and remediating contaminated land under Part 2A of the Environmental Protection Act 1990.

From 1 April 2014 for a three-year period only £500,000 will be accessible annually for high priority cases. Funding will then completely stop in 2017.

Keith Davidson environmental lawyer at

ELMLawconsiders the implications of the grant fund announcement for developers.

Enforcement under Part 2A

Local authorities have a statutory duty to identify “contaminated land” posing unacceptable risks to human health and to then secure remediation. Contaminated Land Officers usually apply to the Defra capital grants scheme to pay for site investigations and remediation work.

The budget for the scheme has already undergone significant cuts, decreasing from £17.5 million in 2009/10 down to £2m for 2013/14. Reducing the funding from April 2014 and then stopping the funding in 2017 will seriously impact the Council’s Part 2A enforcement plans.

Industry reaction

The Chartered Institute of Environmental Health “sharply condemned the decision to cease funding local authority action on toxic sites which are potentially harmful to human health”.

Principal policy officer Howard Price said: “Some of those old industrial sites have since been turned over to housing and some present unacceptable risks to their new owners and their families. But without financial support from the government, local authorities cannot even identify them, let alone ensure they are cleaned-up.

“The move, at a stroke, effectively negates the statutory duty given to councils by Parliament.”

East Cambridgeshire District Council scientific officer Marcus Bell was not entirely surprised by the announcement, in view of heavy budget cuts year-on-year since the current government came to power. He told the

Environment Analyst:

“Simply reducing the budget without any other supporting actions does not appear to be the most effective use of resources and may nullify the implementation of Part 2A.

“A local authority shouldn’t rely on the possibility of grant funding to implement legislation which it is statutorily obliged to do so, and which is aimed at the polluter paying. But having the safety net of capital funding presents more security and therefore desire for a local authority to root out the most contaminated sites.

“In the current economic climate, councils are struggling to stay afloat as it is. For a CLO to present their authority with a possible £100,000+ remediation bill is not going to be welcomed.”

Implications for developers

As a result of the removal of the grant, there is likely to be greater technical scrutiny of remediation proposals through the planning regime. While Part 2A can still be used as a threat by Contaminated Land Officers, they will have no firepower to commission site investigations, so there will be less enforcement at high-risk sites.

Local authorities will need to focus on achieving better clean-up through planning controls and this could increase overall remediation costs.

It is now even more important for developers to have the right technical, insurance and environmental liability protections in place, and they should consider the following factors:

1.        Choice of environmental consultant and remediation contractor.

  • With the EA now charging developers £85 per hour for detailed advice in relation to planning applications, make sure you have picked the best consultants
  • Have they SiLC qualifications?
  • Do they have in house laboratory testing to save costs and speed up reporting times?
  • Have they secured £10 million Professional Indemnity and Public Liability insurance cover for remediation projects?

2.        Contractor Pollution Liability insurance is needed to cover any losses arising from the remediation and construction activities

3.         Environmental liability contractual protections

  • Deed of appointment to replace consultant terms and conditions
  • Correct use of statutory exclusion tests and agreements on liability
  • Environmental insurance policy wording

In conclusion, the removal of grant funding will have a major effect on local authorities’ ability to secure remediation through the Part 2A contaminated land regime. The spotlight will now be on developers and the remediation proposals submitted through the planning regime.

Developers will need to ensure that they have in place appropriate technical, insurance and environmental liability protections and that all of these protections are both fully watertight and up to date.

For more information about the Part 2A regime, or to discuss any of the points set out in this post, please do not hesitate to contact Keith on 07827 353652 or via email.

Keith Davidson is founder of ELM Law, a specialist environmental law practice that advises on contaminated land transactions and regeneration projects. He acts as an environmental law consultant for Ratio Law




Renewable Energy vs Nuclear: which is better?

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Governments in Europe appear to agree with the need for a move away from total reliance upon fossil fuels for energy, and have backed this sentiment by agreeing to carbon reduction targets requiring renewable energy reliance levels of 20% by 2020. On the other side of the pond, president Obama recently (2011) called for 85% of all America’s energy to be derived from ‘clean sources’.

But where does this leave nuclear energy? Interestingly, Obama’s ‘clean sources’ include nuclear, but for all its high level supporters, there are just as many detractors. So is either energy source better than the other – or are they just simply too different for comparison?

A quick glance over to Germany reveals an interesting situation. In the wake of the Fukushima disaster, Germany took the decision to immediately shut down eight of its nuclear power plants, and announced that the rest would close by 2022. This move would be understandable if like Japan, the country typically experienced earthquakes, but it doesn’t.

Germany’s decision certainly won’t help it to meet its carbon reduction targets, and a recent post on the Carbon Counter blog suggests that the country’s CO2 emissions have increased by 3.3% or 30 million tonnes since the power plants closed. It’s now likely to face a real struggle to replace the gap left by nuclear if it also wants to cut its reliance upon fossil fuels in the future.

Of course, the cons of nuclear energy have been discussed for years and it’s true to say that the industry still has a bit of an image problem. But perhaps this is not surprising, with the likes of the Chernobyl and Fukushima disasters still casting a shadow, even many years later in Chernobyl’s case. Indeed, Germany’s withdrawal from nuclear energy production only seeks to underline this fact further.

Of course, the risk of nuclear disaster is not the only reason it can be so unpopular. The waste created by the nuclear process is a massive issue for many environmentalists, neighbours of nuclear power plants, and often ‘the man in the street’. Radioactive waste is extremely dangerous, and takes thousands of years to become safe, and this fact alone is a reason for many to oppose reliance upon nuclear energy.

There is also the commonly expressed fear that radioactive products could be used to create nuclear weapons, along with the equally rational fears around the proper management of nuclear power plants in countries with unstable governments.

Neighbours of nuclear plants often fear for their health, with some scientific studies showing increased incidences of certain types of cancer in nuclear neighbourhoods, pitted against others showing no such results. (Carry out a simple Google search for ‘do nuclear power stations cause cancer’ for reports of studies both supporting and disproving the theory).

In addition to potential damage to human health, there are also environmental concerns. Nuclear power plants use huge amounts of water, typically taken from the sea. Wildlife such as fish and sea turtles can become trapped in water inlets – despite widespread use of protective filters. Microscopic organisms and algae are destroyed once they enter the cooling system.

For energy investors, one of the potential issues with nuclear is cost. Whilst nuclear produces more energy than equivalent wind, solar or bio-energy plants, the cost of building nuclear power stations, not to mention the storage and maintenance costs for waste products, may outweigh any efficiency gains.

Time is also typically a challenge; it currently takes around 20 years from discussions regarding nuclear programmes to the actual commissioning of a power station (and that’s before the build even commences).

On the flip side, however, nuclear does have some benefits. It is the largest source of emission free energy, and overall provided 12.3% of the world’s electricity in 2011. It doesn’t pollute the air, unlike fossil fuel power stations, and unlike ‘true’ renewable energy sources, it is completely sustainable. It doesn’t need rain, high tide or sun to continue to produce energy. Also, renewable power stations have a much longer ‘shelf life’ than renewable plants.

Further, although nuclear disasters can cause loss of life and inflict tremendous damage to the environment, they actually occur very infrequently, meaning that nuclear is one of the safest forms of energy production in the world. By way of comparison; burning lignite causes approximately 32 deaths and 300 cases of serious illness from pollution per terrawatt hour (TWh). The equivalent figures for nuclear are zero in each case.

Renewable energy is defined by Natural England as deriving from ‘energy flows that occur naturally and continuously in the environment… and (which) is essentially inexhaustible’. Sources of renewable energy include wind, solar, tidal and biomass. The benefits of renewable energy sources, when compared to fossil fuels are clear. However, when compared to nuclear energy – the case is less clear cut.

Renewable energy is not cheap (yet). From a consumer perspective, the government’s forecast for average household energy bills shows an average of £1,285 by 2020, which includes £280 added to pay for green policies. This figure is still 7% less than the £1,279 estimated without the policies – which include subsidies for the creation of renewable energy.

In addition, there are some environmental concerns around building renewable energy plants. Wind farms, for example, are typically located either offshore or in remote areas, meaning high transport costs with a serious CO2 load to accompany these. Further, environmental groups have raised concerns about damage to natural wildlife in and around wind farms and tidal barrages.

Further, and perhaps most importantly, renewable energy sources are not constant. The sun doesn’t always shine, and it’s not always windy.

The benefits of renewable energy are often pretty similar to those of nuclear and that’s perhaps why they are sometimes lumped together. Like nuclear, renewable energies don’t (on their own) pollute the environment – although there may be an environmental cost involved in creating wind farms, solar arrays and tidal barrages, for example. Further, renewable energy sources won’t run out and neither will nuclear.

The biggest problem for nuclear is the issue of waste and safety. The biggest problem for renewable energy sources is reliability. If either industry can overcome these challenges then the world’s energy problems will, quite literally, be solved.

Such a perfect outcome is, of course, extremely unlikely and this means that at some stage, unless a viable alternative to both can be found, a combination of nuclear and renewable power is likely to be needed to keep the world’s lights shining.

For more information and advice on renewables and energy law, please contact Stuart Stones on 0161 464 9540, or by email:

The High Street or Retail Park: Choosing the Best Retail Location

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In this post we pose the question; which is the best location for today’s retailers to do business – on the high street, or in a retail park?


Traditionally; retail parks were dominated by retailers of white goods, furniture and DIY items. However, in recent years there’s been a sea change, with ‘softer’ retailers such as Boots, Next and even banks such as Metro Bank moving in.


Added to this new type of retailer, the ‘leisure’ crowd have also taken a piece of the action, with cinemas, bowling alleys and restaurants fast becoming synonymous with out-of-town locations.


So which is better – the high street or the retail park?


Some retailers choose maintain a presence in both, for example – as already mentioned – Boots and Next. Others have very clearly defined parameters when it comes to store locations. Primark, for example, has just one retail park shop in Milton Keynes, and recently confirmed it would not expand into any other out-of-town locations.


Retail parks can offer convenience, free parking and those with a leisure element, a meal, movie or afternoon of bowling. Many are also home to a wide range of different retailers, and often provide the convenience element of an on-site or nearby supermarket.


In terms of benefits for retailers, these tend to include flexibility of space available, free parking for customers, and often a wide variety of complementary stores – which can help to draw the crowds. Of most importance for many portfolio managers is, of course, cost. Retail park rents are still typically lower than town centre properties, although the very popular centres sometimes buck this trend.


On the flip side, retail parks may struggle to attract the same levels of passing trade that high street retailers benefit from. Additionally, without the ‘draw’ of a heavyweight or flagship retailer such as House of Fraser or Marks and Spencer, retail parks can fall out of favour with shoppers. This can lead to a downward cycle with retailers moving out, and portfolio managers struggling to attract replacement tenants.


Although the high street has been described variously as ‘dying’, ‘on its last legs’ and ‘in need of help’, it has thus far refused to roll over and die. The benefits of the high street for retailers are varied. From a location perspective; high streets are often convenient for workers popping out for lunch or after work. British town centres also tend to be well served by public transport, although parking availability and costs may provide a hurdle when it comes to encouraging shoppers to visit from further afield.


Tourist attractions such as historical buildings, museums and art galleries should not be forgotten. These are commonly located centrally and attract tourists in their own right. Of course, these travellers can also be tempted into visiting nearby retailers.


In addition, the high street is also typically the home of the independent outlet; shops of course, but also restaurants and coffee shops, which remain attractive to a certain kind of shopper.


Finally, it’s important to consider the social aspect of shopping; that is an hour or two spent in the shops, and then lunch or even mid-afternoon cocktails.  Whilst many retail parks have aped the retail/leisure mix often found on the high street, many shoppers continue to choose the high streets of Britain as their ultimate shopping and entertainment destination.


In essence, retail parks and high street locations offer different benefits and challenges alike for retailers. Existing or wannabe retailers should take careful note of these when making decisions about location, and must be careful not to rush into long and expensive leases before carrying out a detailed analysis of the pros and cons associated with both.


For information and advice on retail law, landlord and tenant law and property law matters, please contact Joanna Norris on 0161 464 9540, or by email:

Ratio's New Offices

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We”re happy to report that we”re now well and truly settled into our new offices at Hanover House, Charlotte Street, Manchester. The move went very well, although we were all surprised by how much “stuff” we”ve managed to accumulate since we created Ratio LLP 3 years ago.

Our new home is even more centrally located than our old offices; this was important to us as we wanted to remain accessible to our clients. We also wanted to ensure we had access to good coffee, and we”re pleased to report there”s no shortage of coffee shops nearby. We know our clients are partial roulette to coffee, and so are we.

However, for us, most important is the fact that we”re all now located in the same open plan office – partners, secretaries and our practice Manager, Chas. We”re looking forward to spending many happy years here and we look forward to welcoming all of our clients, old and new.

And by the way; we”re always on for a coffee if you”re passing by.


Here we are in our new office.
(l-r) Joanna Norris, Chas Arya, Stuart Stone, Gisella Alberici, Rachel Haymes.